Unpacking the gender gap in business funding

Forget the idea that the funding gap exists because women are more cautious, less confident, or less willing to borrow. The data tells a very different story.
Drawing on survey insights and first-hand accounts, this report shows that women are confident, growth-oriented and comfortable with debt. The real hurdles? Messy processes, a lack of clear information, and lending systems that feel like they're playing by a different set of rules.
Calling out these friction points is step one. Clearing the path for Aussie SMEs (and the broader economy) to grow is step two.
What’s inside
- Why the “confidence gap” narrative doesn’t hold up
- Where the lending system creates friction
- The clarity gap discouraging applications
- Real stories from female founders
- What business owners believe needs to change
- The economic opportunity behind closing the gap
- Practical guidance for navigating the lending process

