Unpacking the gender gap in business funding

Valiant Finance survey report on the gender gap in business finance, featuring diverse women, yellow background, and text highlighting misconceptions about female business owners' confidence.

Forget the idea that the funding gap exists because women are more cautious, less confident, or less willing to borrow. The data tells a very different story.

Drawing on survey insights and first-hand accounts, this report shows that women are confident, growth-oriented and comfortable with debt. The real hurdles? Messy processes, a lack of clear information, and lending systems that feel like they're playing by a different set of rules.

Calling out these friction points is step one. Clearing the path for Aussie SMEs (and the broader economy) to grow is step two.

What’s inside

  • Why the “confidence gap” narrative doesn’t hold up
  • Where the lending system creates friction
  • The clarity gap discouraging applications
  • Real stories from female founders
  • What business owners believe needs to change
  • The economic opportunity behind closing the gap
  • Practical guidance for navigating the lending process
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