Unpacking the gender gap in business funding

Forget the idea that the funding gap exists because women are more cautious, less confident, or less willing to borrow. The data tells a very different story.

Drawing on survey insights and first-hand accounts, this report shows that women are confident, growth-oriented and comfortable with debt. The real hurdles? Messy processes, a lack of clear information, and lending systems that feel like they're playing by a different set of rules.

Calling out these friction points is step one. Clearing the path for Aussie SMEs (and the broader economy) to grow is step two.

What’s inside

  • Why the “confidence gap” narrative doesn’t hold up
  • Where the lending system creates friction
  • The clarity gap discouraging applications
  • Real stories from female founders
  • What business owners believe needs to change
  • The economic opportunity behind closing the gap
  • Practical guidance for navigating the lending process
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