Business Acquisition Loan

A type of loan that can be used to purchase a franchise or existing business. Loans often come with flexible repayment terms that align with the business’s cash flow, making them a viable option for businesses with proven profitability and growth potential.

Requesting a quote has no impact on your Credit Score.
Business Acquisition Loan

Overview

A business acquisition loan provides funding to purchase an existing business. It enables entrepreneurs or companies to expand by acquiring another business’s assets, operations, or client base. This type of financing is tailored to help business owners achieve immediate scalability and leverage the established customer base and revenue streams of the acquired company. Loans often come with flexible repayment terms that align with the business’s cash flow, making them a viable option for businesses with proven profitability and growth potential.

Business Acquisition Loan

Features

01
-
01

Typical Uses

Pros

Cons

Think About

  • Buying an existing business
  • Purchasing a franchise
  • Expanding current operations by acquiring a competitor
  • Allows you to purchase a more established business vs starting a new one.
  • Can help with business growth and diversification.
  • Can be a quick way to acquire a new customer base.
  • Often the loan will cover both the purchase price and other initial costs.
  • May require significant collateral.
  • There are risks of overpaying for the business.
  • These loans have a complex approval process and longer lead times.
  • Conduct thorough due diligence on the target business.
  • Evaluate the business’s profitability and growth potential.
  • Ensure the loan’s repayment aligns with expected cash flow
Typical Uses
  • Buying an existing business
  • Purchasing a franchise
  • Expanding current operations by acquiring a competitor
Pros
  • Allows you to purchase a more established business vs starting a new one.
  • Can help with business growth and diversification.
  • Can be a quick way to acquire a new customer base.
  • Often the loan will cover both the purchase price and other initial costs.
Cons
  • May require significant collateral.
  • There are risks of overpaying for the business.
  • These loans have a complex approval process and longer lead times.
Think About
  • Conduct thorough due diligence on the target business.
  • Evaluate the business’s profitability and growth potential.
  • Ensure the loan’s repayment aligns with expected cash flow
Typical Uses
  • Buying an existing business
  • Purchasing a franchise
  • Expanding current operations by acquiring a competitor
Pros
  • Allows you to purchase a more established business vs starting a new one.
  • Can help with business growth and diversification.
  • Can be a quick way to acquire a new customer base.
  • Often the loan will cover both the purchase price and other initial costs.
Cons
  • May require significant collateral.
  • There are risks of overpaying for the business.
  • These loans have a complex approval process and longer lead times.
Think About
  • Conduct thorough due diligence on the target business.
  • Evaluate the business’s profitability and growth potential.
  • Ensure the loan’s repayment aligns with expected cash flow

Potential Lenders

Further Information

MAXIMUM LOAN AMOUNT

Variable

MINIMUM LOAN AMOUNT

Variable

SPEED

Slow

INTEREST RATE

MAXIMUM LOAN TERM

MINIMUM LOAN TERM

Requesting a quote has no impact on your Credit Score.

What Sets Us Apart

DIY business loans
Lender access
Access to 90+ lenders matched to your business profile
Limited to the lenders you can find
Expert guidance
A lending expert is with you every step of the way
No expert help- you're on your own to understand requirements and loan options
Time investment
One single application
Multiple applications and follow-ups with different lenders
Matching accuracy
Our product-matching software combined with human insight pairs you with best-fit lenders
Trial and error- may apply to several lenders who aren't suitable
Application process
Streamlined, digital, and guided
Manual and varies across lenders
Approval speed
Funding in as little as 24 hours
Slower, as each lender has its own process
Chances of approval
Higher chance of approval with tailored lender matching
Risk of rejection when applying with the wrong lender or product
Understanding loan terms
Our lending experts make sure you fully understand the terms before you say yes
You’ll need to interpret lender jargon and fine print yourself
Get a quote
Requesting a quote has no impact on your Credit Score.

How We Help Fuel Your Business Growth

ONE APPLICATION TO 90+ LENDERS

At Valiant, we do the heavy lifting of your loan application. All you need to do is complete one easy form (which takes just 5-10 minutes) or jump on a quick call with one of our specialists.

From there, we use our leading product-matching software to find the right solution for you from over 90+ trusted lenders.

There's no need for endless paperwork or back-and-forth with multiple banks. Thanks to our streamlined process we can help you secure the right deal in as little as 24 hours.

PERSONALISED SUPPORT

With a team of experienced brokers, we operate across all niches of commercial finance. No matter what your funding needs or business goals are, there's someone at Valiant who can help you.

From the moment you request a quote, you're paired with a broker who'll guide you from application to settlement.

And it doesn't end there. After approval, your broker becomes your go-to partner for future funding needs.
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FAQ's

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