Discover the right business loan in Australia. Compare options and get the funding your business actually needs.
Your business does not have to fit a category to be funded. If yours is not listed, it is still worth asking.
Put your best foot forward by preparing strong answers to 9 questions a lender might ask you.
Put your best foot forward by preparing strong answers to 9 questions a lender might ask you.
B2B embedded finance isn’t just a tech upgrade; it’s a strategic lever to boost acquisition, conversion, and retention.
Your existing clients aren’t just customers; they’re a source of potential growth.
Calculators
Business car loan calculator
See what a vehicle for work could cost each week, and how a balloon payment changes that.
Work out your potential car loan repayments
Enter your loan amount, interest rate, term and repayment frequency to see an estimate of your repayments. Add a balloon payment to see how it changes them. It's a quick way to plan your budget before you compare your options.
Waiting
- Monthly repayment
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- Total interest
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- Total principal
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- Total repayments
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This is an estimate for planning, based only on the numbers you entered. It is not a quote, a comparison rate, or an offer of finance.
Why Valiant
Just one simple application.
Let us do the heavy lifting, comparing the panel and negotiating. You get all the options side by side and choose the one that’s right for you.
Dedicated specialists by your side.
You get a personal specialist who knows which lenders suit your industry and how to structure a deal so it actually works for you.
Your credit score, protected.
Explore with no credit check. See all your options, compare them properly, and choose with confidence.
30,000+ SMEs we've worked with.
Construction, hospitality, manufacturing, healthcare. Whatever your business needs, we know how to get it funded with the right loan.
Our panel
Our lender panel
- All lenders
- Equipment
- Vehicle
- Working capital
- Invoice
- Trade & supply chain
- Commercial property
- Construction
Awarded and sorted
Awards & key milestones
Our milestones are a testament to the amazing people behind Valiant.
Straight answers
FAQs
- 01How does the car loan calculator work?
Enter your loan amount, interest rate, loan term, repayment frequency and any balloon payment, and the calculator estimates your repayments. Change the numbers to see how different options affect what you'd pay.
- 02Why use a car loan calculator?
It gives you a clear picture of what your repayments could look like, so you can check what fits your budget and choose a business car loan that’s right for your business.
- 03What interest rate should I enter?
If you don't have a quote yet, vehicle finance rates typically start from 6.99% p.a. Your actual rate depends on your credit profile, your business financials and the lender, so a quote will give you a more accurate figure.
- 04What loan term should I choose?
Business car loans typically run from 1 to 7 years. A longer term lowers your regular repayments, while a shorter term means you pay less interest overall. Try a few terms in the calculator to see what fits your cash flow.
- 05What is a balloon payment?
A balloon payment is a lump sum due at the end of your loan term. It lowers your regular repayments, but it increases the total interest you pay over the life of the loan. Enter it as a dollar amount or a percentage of the loan to see the difference.
- 06Does using the calculator affect my credit score?
No. The calculator only uses the numbers you enter, and requesting a quote doesn't affect your credit score either.