Discover the right business loan in Australia. Compare options and get the funding your business actually needs.
Your business does not have to fit a category to be funded. If yours is not listed, it is still worth asking.
Put your best foot forward by preparing strong answers to 9 questions a lender might ask you.
Put your best foot forward by preparing strong answers to 9 questions a lender might ask you.
B2B embedded finance isn’t just a tech upgrade; it’s a strategic lever to boost acquisition, conversion, and retention.
Your existing clients aren’t just customers; they’re a source of potential growth.
Calculators
Luxury car loan calculator
Weigh up the repayments on a prestige car for the business before you sign anything.
Work out your potential luxury car loan repayments
Enter your loan amount, interest rate, term and repayment frequency to see an estimate of your repayments. Balloons are common on prestige car loans, so you can add one and see how it changes the regular amount. It's a quick way to plan your budget before you compare your options.
Waiting
- Monthly repayment
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- Total interest
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- Total principal
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- Total repayments
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This is an estimate for planning, based only on the numbers you entered. It is not a quote, a comparison rate, or an offer of finance.
Why Valiant
Just one simple application.
Let us do the heavy lifting, comparing the panel and negotiating. You get all the options side by side and choose the one that’s right for you.
Dedicated specialists by your side.
You get a personal specialist who knows which lenders suit your industry and how to structure a deal so it actually works for you.
Your credit score, protected.
Explore with no credit check. See all your options, compare them properly, and choose with confidence.
30,000+ SMEs we've worked with.
Construction, hospitality, manufacturing, healthcare. Whatever your business needs, we know how to get it funded with the right loan.
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Straight answers
FAQs
- 01How does the luxury car loan calculator work?
Enter your loan amount, interest rate, loan term, repayment frequency and any balloon payment, and the calculator estimates your repayments. Change the numbers to see how different options affect what you'd pay.
- 02Why use a luxury car loan calculator?
Prestige cars are a big purchase, so it helps to see what your repayments could look like before you apply. You can check what fits your budget and compare business car loan options.
- 03What qualifies as a luxury car?
There's no single definition. For tax purposes, the ATO uses the luxury car tax threshold, which changes each financial year and is higher for fuel-efficient vehicles. Cars priced above the threshold attract luxury car tax. Lenders may also use their own definitions.
- 04What interest rate should I enter?
If you don't have a quote yet, vehicle finance rates typically start from 6.99% p.a. Your actual rate depends on your credit profile, your business financials and the lender, so a quote will give you a more accurate figure.
- 05What loan term should I choose?
Business car loans typically run from 1 to 7 years. A longer term lowers your regular repayments, while a shorter term means you pay less interest overall. Try a few terms in the calculator to see what fits your cash flow.
- 06What is a balloon payment?
A balloon payment is a lump sum due at the end of your loan term. It lowers your regular repayments, but it increases the total interest you pay over the life of the loan. Enter it as a dollar amount or a percentage of the loan to see the difference.
- 07Does using the calculator affect my credit score?
No. The calculator only uses the numbers you enter, and requesting a quote doesn't affect your credit score either.