EV Car Loan Calculator

Drive into the future with clarity. Use our EV or hybrid vehicle loan calculator to estimate your repayments—so you can make an informed, eco-friendly choice.

Electric Vehicle chargingElectric Vehicle charging

Work out your potential EV car loan repayments

See what your EV loan repayments could look like. Enter your loan details—like the amount, interest rate, term, and repayment frequency—and our EV loan calculator will do the rest. It’s an easy way to plan your finances and compare options before making the switch to electric.

Why choose Valiant for your Business EV or Hybrid Car Loan

Quick and Easy Loan Approval

Our streamlined process means less paperwork and faster decisions—so you can secure financing quickly and get behind the wheel of your new electric or hybrid vehicle.

Competitive Interest Rates

With competitive interest rates, it’s easier to make the switch to electric. Whether you're buying new or used, enjoy low rates and finance your vehicle without breaking your budget.

Flexible Loan Terms

We understand that every customer’s needs are different. That's why we offer a range of flexible loan terms designed to suit your financial situation, so you can choose a repayment plan that works best for you.

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FAQs

How does our electric car loan calculator work?

Our EV loan calculator calculates your monthly repayments based on the loan amount, interest rate, term, and balloon. Enter your details to see how different options affect your repayments.

Why should you use a electric car loan calculator?

A EV car loan calculator helps you plan ahead by giving you a clear picture of what your repayments could look like—so you can budget with confidence and choose a vehicle loan that’s right for your business.

Is it financially better to buy an electric car?

Buying an electric vehicle can be a smart financial decision, particularly due to the lower running costs compared to petrol and maintenance expenses, as well as government incentives, like rebates and stamp duty exemptions. However, EV cars typically come with higher upfront costs and you may rely on public charging infrastructures that aren't always readily available, which can impact convenience and cost-efficiency.

What is the typical interest rate for a EV car loan?

Interest rates vary based on your credit profile and lender you go with, but typically start from 6.99%.

How much can I borrow for a business vehicle?

With Valiant, there's a minimum loan amount of $5,000 for business vehicle finance.

What loan term should I choose for my business car?

Business car loans typically range from 3 months to 7 years. The right term will depend on your cash flow, how long you plan to keep the vehicle, and whether you want lower monthly repayments or to pay the loan off faster.

What documents do I need to apply for a business car loan?

Every lender has different requirements. At the very least, for most business car loans, you can expect to provide business registration details, financial, tax and cash flow statements, and balance sheets.

How long does approval take for a business car loan?

A business car loan can be approved within 24 hours of your application.

What is the balloon payment on car finance?

A balloon payment is a lump sum due at the end of your loan term. It lowers your monthly repayments, although it will increase the amount of interest you pay over the course of your loan.