Calculators

EV car loan calculator

Price up an electric or hybrid car for the business, and get a feel for the repayments.

An electric vehicle charging

Work out your potential EV car loan repayments

Enter your loan amount, interest rate, term and repayment frequency to see an estimate of your repayments on an electric or hybrid car. It's a quick way to plan your budget before you compare your options.

Balloon payment· optional

Enter a dollar amount or a percentage of the loan, not both. Leave blank if there's no balloon.

Waiting

Monthly repayment
—
Total interest
—
Total principal
—
Total repayments
—

This is an estimate for planning, based only on the numbers you entered. It is not a quote, a comparison rate, or an offer of finance.

A tradesman in a hard hat smiling on a timber-framed building site at sunset

Why Valiant

Just one simple application.

Let us do the heavy lifting, comparing the panel and negotiating. You get all the options side by side and choose the one that’s right for you.

Dedicated specialists by your side.

You get a personal specialist who knows which lenders suit your industry and how to structure a deal so it actually works for you.

Your credit score, protected.

Explore with no credit check. See all your options, compare them properly, and choose with confidence.

30,000+ SMEs we've worked with.

Construction, hospitality, manufacturing, healthcare. Whatever your business needs, we know how to get it funded with the right loan.

Our panel

Our lender panel

  • All lenders
  • Equipment
  • Vehicle
  • Working capital
  • Invoice
  • Trade & supply chain
  • Commercial property
  • Construction
Alex Bank
Allied Credit
Angle Finance
ANZ
APositive
Autopay / MoneyMe
Azora
Banjo
BiiGGA
Bizcap
Bank of Queensland
Branded Financial
Business Fuel
Capify
Commonwealth Bank
CFI Finance
Credabl
DLL
Dynamoney
Earlypay
Finance One
Finstro
Firstmac
Grapple Fund
GRENKE
Hermes Capital
Interim Finance
Judo Bank
La Trobe Financial
Latitude Financial
Liberty Financial
Lumi
Metrics
Metro Finance
Money3
MoneyPlace
Moneytech
Morris Finance
Moula
NAB
Now Finance
OnDeck
Pepper Money
Plenti
Prime Capital
Prospa
Qudos Bank
Quest Finance
RedZed
Resimac Asset Finance
ScotPac
Shift Financial
Society One
Suncorp
Thinktank
Titan Capital
TP24
TrailBlazer Finance
TRUCAP
TruePillars
U.S. Bank
Westpac
Wisr

Awarded and sorted

Awards & key milestones

Our milestones are a testament to the amazing people behind Valiant.

Pause the motion

Straight answers

FAQs

  • 01
    How does the EV car loan calculator work?

    Enter your loan amount, interest rate, loan term, repayment frequency and any balloon payment, and the calculator estimates your repayments on an electric or hybrid car. Change the numbers to see how different options affect what you'd pay.

  • 02
    Why use an EV loan calculator?

    EVs often cost more upfront than petrol cars, so it helps to see what your repayments could look like before you apply. You can check what fits your budget and compare EV and hybrid loan options for your business.

  • 03
    What interest rate should I enter?

    If you don't have a quote yet, vehicle finance rates typically start from 6.99% p.a. Your actual rate depends on your credit profile, your business financials and the lender, so a quote will give you a more accurate figure.

  • 04
    What loan term should I choose?

    Business car loans typically run from 1 to 7 years. A longer term lowers your regular repayments, while a shorter term means you pay less interest overall. Try a few terms in the calculator to see what fits your cash flow.

  • 05
    What is a balloon payment?

    A balloon payment is a lump sum due at the end of your loan term. It lowers your regular repayments, but it increases the total interest you pay over the life of the loan. Enter it as a dollar amount or a percentage of the loan to see the difference.

  • 06
    Does using the calculator affect my credit score?

    No. The calculator only uses the numbers you enter, and requesting a quote doesn't affect your credit score either.

Next step

Loans at the speed of business

Get a quick quoteLearn more

Pause motion