Trade Finance

Trade financing helps businesses cover the upfront cost of goods, repaid over 2–9 months with either a flat fee or interest. Similar to other loans, there’s usually a preset lending limit.

Requesting a quote has no impact on your Credit Score.
Trade Finance

Overview

Trade financing helps businesses cover the upfront cost of goods, repaid over 2–9 months with either a flat fee or interest on the loan. Similar to other loans, there’s usually a preset lending limit. It’s popular for buying stock in bulk, letting businesses spread their costs over time while still being able to benefit from discounts and lower shipping per unit. Lenders often monitor business performance, adjusting limits based on how the business is doing.

Trade Finance

Features

01
-
01

Typical Uses

Pros

Cons

Think About

  • Lowering the cost of stock, inventory and/or materials
  • Access higher lending limits.
  • Maintaining reserves of cash in the bank.
  • Allows businesses to save by buying stock in bulk.
  • Often provides the ability to borrow more than typical business loans.
  • Keep cash free for other expenses.
  • Requires more paperwork than term loans.
  • Funds are strictly for stock/materials purchases.
  • Lending limits may drop if business performance dips.
  • Can I save significantly by buying in bulk?
  • Will I sell or use the stock quickly?
  • Am I okay with sharing more comprehensive details on my business?
  • Will freeing up cash help grow my business?
Typical Uses
  • Lowering the cost of stock, inventory and/or materials
  • Access higher lending limits.
  • Maintaining reserves of cash in the bank.
Pros
  • Allows businesses to save by buying stock in bulk.
  • Often provides the ability to borrow more than typical business loans.
  • Keep cash free for other expenses.
Cons
  • Requires more paperwork than term loans.
  • Funds are strictly for stock/materials purchases.
  • Lending limits may drop if business performance dips.
Think About
  • Can I save significantly by buying in bulk?
  • Will I sell or use the stock quickly?
  • Am I okay with sharing more comprehensive details on my business?
  • Will freeing up cash help grow my business?
Typical Uses
  • Lowering the cost of stock, inventory and/or materials
  • Access higher lending limits.
  • Maintaining reserves of cash in the bank.
Pros
  • Allows businesses to save by buying stock in bulk.
  • Often provides the ability to borrow more than typical business loans.
  • Keep cash free for other expenses.
Cons
  • Requires more paperwork than term loans.
  • Funds are strictly for stock/materials purchases.
  • Lending limits may drop if business performance dips.
Think About
  • Can I save significantly by buying in bulk?
  • Will I sell or use the stock quickly?
  • Am I okay with sharing more comprehensive details on my business?
  • Will freeing up cash help grow my business?

Potential Lenders

Further Information

MAXIMUM LOAN AMOUNT

Variable

MINIMUM LOAN AMOUNT

Variable

SPEED

Medium - Slow

INTEREST RATE

MAXIMUM LOAN TERM

MINIMUM LOAN TERM

Requesting a quote has no impact on your Credit Score.

What Sets Us Apart

DIY business loans
Lender access
Access to 90+ lenders matched to your business profile
Limited to the lenders you can find
Expert guidance
A lending expert is with you every step of the way
No expert help- you're on your own to understand requirements and loan options
Time investment
One single application
Multiple applications and follow-ups with different lenders
Matching accuracy
Our product-matching software combined with human insight pairs you with best-fit lenders
Trial and error- may apply to several lenders who aren't suitable
Application process
Streamlined, digital, and guided
Manual and varies across lenders
Approval speed
Funding in as little as 24 hours
Slower, as each lender has its own process
Chances of approval
Higher chance of approval with tailored lender matching
Risk of rejection when applying with the wrong lender or product
Understanding loan terms
Our lending experts make sure you fully understand the terms before you say yes
You’ll need to interpret lender jargon and fine print yourself
Get a quote
Requesting a quote has no impact on your Credit Score.

How We Help Fuel Your Business Growth

ONE APPLICATION TO 90+ LENDERS

At Valiant, we do the heavy lifting of your loan application. All you need to do is complete one easy form (which takes just 5-10 minutes) or jump on a quick call with one of our specialists.

From there, we use our leading product-matching software to find the right solution for you from over 90+ trusted lenders.

There's no need for endless paperwork or back-and-forth with multiple banks. Thanks to our streamlined process we can help you secure the right deal in as little as 24 hours.

PERSONALISED SUPPORT

With a team of experienced brokers, we operate across all niches of commercial finance. No matter what your funding needs or business goals are, there's someone at Valiant who can help you.

From the moment you request a quote, you're paired with a broker who'll guide you from application to settlement.

And it doesn't end there. After approval, your broker becomes your go-to partner for future funding needs.
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FAQ's

What is trade finance?
What's the difference between invoice finance and trade finance?

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