Lease Agreement

An asset lease agreement lets your business use equipment, vehicles, or machinery without buying it upfront.

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Lease Agreement

Overview

An asset lease agreement lets your business use equipment, vehicles, or machinery without buying it upfront. Importantly the asset isn't owned by you and wont appear on your balance sheet. You pay a set amount over a lease term, and at the end, you can return, upgrade, or buy the asset. It’s a flexible option that helps preserve cash flow and keeps your business up to date with the latest equipment, all without needing to own it outright. Perfect for businesses wanting to stay agile and manage costs effectively!

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Lease Agreement

Features

01
-
01

Typical Uses

Pros

Cons

Think About

  • Staying up-to-date with the latest tools and technology.
  • Managing cash flow by avoiding large upfront costs.
  • Keeping assets off the balance sheet.
  • No big purchases! Keep your cash free for other uses.
  • Flexible and options often include return, upgrade, or buy at the end.
  • An easy way to access updated equipment.
  • Payments are predictable, helping with budgets and cashflow management.
  • You don’t own the asset until you buy it (if that’s an option).
  • Total costs may be higher than buying outright in the long run.
  • Agreements often have strict terms.
  • Early termination fees may apply.
  • How quickly is new/upgraded equipment released?
  • Do I need the latest equipment to stay competitive?
  • Will leasing free up cash for other business priorities?
  • Am I okay with not owning the asset right away?
  • Can I commit to the lease terms for the full agreement period?
Typical Uses
  • Staying up-to-date with the latest tools and technology.
  • Managing cash flow by avoiding large upfront costs.
  • Keeping assets off the balance sheet.
Pros
  • No big purchases! Keep your cash free for other uses.
  • Flexible and options often include return, upgrade, or buy at the end.
  • An easy way to access updated equipment.
  • Payments are predictable, helping with budgets and cashflow management.
Cons
  • You don’t own the asset until you buy it (if that’s an option).
  • Total costs may be higher than buying outright in the long run.
  • Agreements often have strict terms.
  • Early termination fees may apply.
Think About
  • How quickly is new/upgraded equipment released?
  • Do I need the latest equipment to stay competitive?
  • Will leasing free up cash for other business priorities?
  • Am I okay with not owning the asset right away?
  • Can I commit to the lease terms for the full agreement period?
Typical Uses
  • Staying up-to-date with the latest tools and technology.
  • Managing cash flow by avoiding large upfront costs.
  • Keeping assets off the balance sheet.
Pros
  • No big purchases! Keep your cash free for other uses.
  • Flexible and options often include return, upgrade, or buy at the end.
  • An easy way to access updated equipment.
  • Payments are predictable, helping with budgets and cashflow management.
Cons
  • You don’t own the asset until you buy it (if that’s an option).
  • Total costs may be higher than buying outright in the long run.
  • Agreements often have strict terms.
  • Early termination fees may apply.
Think About
  • How quickly is new/upgraded equipment released?
  • Do I need the latest equipment to stay competitive?
  • Will leasing free up cash for other business priorities?
  • Am I okay with not owning the asset right away?
  • Can I commit to the lease terms for the full agreement period?

Potential Lenders

Further Information

MAXIMUM LOAN AMOUNT

NA

MINIMUM LOAN AMOUNT

NA

SPEED

Fast

INTEREST RATE

Monthly Fees

MAXIMUM LOAN TERM

NA

MINIMUM LOAN TERM

3 Months

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Chances of approval
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Our lending experts make sure you fully understand the terms before you say yes
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FAQ's

Are there any risks when leasing assets?
Who is the owner of the asset in a lease agreement?
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What is asset leasing?

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