The Guide to Small Business Loans

Whether you’re managing growing pains, planning your next big move, or just trying to make cash flow easier, the right loan can be a game-changer. This practical guide breaks down the full lending landscape. We created it to help small business owners compare finance options, understand eligibility, and confidently apply for the funding that fits. This guide cuts through the noise to give you clear, actionable advice on choosing the best loan structure for your goals.
What You'll Learn
- The difference between 10+ types of loans—from term loans and lines of credit to equipment, invoice, and trade finance
- How to match the right loan type to your business needs and cash flow
- The key criteria lenders look at when assessing your application
- Step-by-step instructions on how to apply for a business loan
- A simple document checklist to help you prepare faster
- When to use secured vs. unsecured finance—and the risks of each
- How to avoid common mistakes that can cost you time and money