Industry finance

Agriculture finance

Get capital for machinery or livestock, timed around when your farm earns.

A construction site part-way through a build

Common USEs

Where agribusinesses use finance

New equipment

A new sprayer or feed mixer keeps the farm working, but it’s a big outlay. You can spread that cost over time and keep cash in the business.

Livestock purchase

Restocking after a sale or adding a new breed is a large expense, paid months before the animals are ready for market. With finance in place, you can buy when the right stock is available.

Natural disaster recovery

When a bushfire or hailstorm damages your farm, finance lets you start repairs now without waiting on next season’s income.

Innovation and sustainability

Solar pumps and soil moisture sensors can lower running costs over time. Spread the upfront cost across the years they work for you.

Expansion

A new shed or a side venture like farm stays can open up another source of income. Finance lets you take it on now and grow at a pace you can manage.

Everyday operations

Income from a harvest may land once or twice a year, but wages, feed, fuel and fertiliser come due every month. Finance can cover the months in between.

Marketing

Get your produce in front of more buyers with farm-gate signage or a new website, and the funding to back it up.

Farmer in a wide-brimmed hat standing with arms crossed in a golden wheat field, with farm sheds behind

Why Valiant

Just one simple application.

Let us do the heavy lifting, comparing the panel and negotiating. You get all the options side by side and choose the one that’s right for you.

Dedicated specialists by your side.

You get a personal specialist who knows which lenders suit your industry and how to structure a deal so it actually works for you.

Your credit score, protected.

Explore with no credit check. See all your options, compare them properly, and choose with confidence.

30,000+ SMEs we've worked with.

Construction, hospitality, manufacturing, healthcare. Whatever your business needs, we know how to get it funded with the right loan.

Getting started

How to apply for an agriculture loan

  1. Step 1

    Get a quote

    Tell us what your business needs and get quotes from 95+ bank and non-bank lenders.

  2. Step 2

    Get approved

    Confirm your quote and we'll manage the application with your lender, so you can focus on running your business.

  3. Step 3

    Get funded

    Sign your finance documentation and receive funding. It is that simple.

Get a quick quote

Requesting a quote has no impact on your credit score.

Our panel

Bringing you Australia's best business lenders

  • All lenders
  • Equipment
  • Vehicle
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Alex Bank
Allied Credit
Angle Finance
ANZ
APositive
Autopay / MoneyMe
Azora
Banjo
BiiGGA
Bizcap
Bank of Queensland
Branded Financial
Business Fuel
Capify
Commonwealth Bank
CFI Finance
Credabl
DLL
Dynamoney
Earlypay
Finance One
Finstro
Firstmac
Grapple Fund
GRENKE
Hermes Capital
Interim Finance
Judo Bank
La Trobe Financial
Latitude Financial
Liberty Financial
Lumi
Metrics
Metro Finance
Money3
MoneyPlace
Moneytech
Morris Finance
Moula
NAB
Now Finance
OnDeck
Pepper Money
Plenti
Prime Capital
Prospa
Qudos Bank
Quest Finance
RedZed
Resimac Asset Finance
ScotPac
Shift Financial
Society One
Suncorp
Thinktank
Titan Capital
TP24
TrailBlazer Finance
TRUCAP
TruePillars
U.S. Bank
Westpac
Wisr

FAQs

Can I get a loan for dairy farming?

Yes, agricultural loans can be used for a variety of purposes, including purchasing dairy cattle and milking equipment. If you’re unsure what type of financing is right for your dairy farm, speak to one of our lending experts and receive tailored advice.

How long does agriculture business loan approval take?

With Valiant, you can get funding in as little as 24 hours.

What documents do I need to apply for a farm loan?

Different lenders require different documentation, but at the very least, you can expect to provide business registration details, financial, tax and cash flow statements, and balance sheets. For farm loans, specifically, you may also have to show a farm plan/property map, stock inventory (if applicable), and evidence of farm insurance.

How can I apply for an agriculture business loan?

If you're considering getting a loan for a farm, we can help. Fill out our quick form, and our lending experts will then get in contact to confirm your details and find the right funding solution for your needs.

What types of farm equipment can I finance?

Through farm equipment finance, you can get funds to purchase a wide variety of equipment, including tractors, harvesters, irrigation systems, milking machines, ploughs, forklifts, feed dispensers, and more.

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