Calculators

Get a business finance health check

Answer a few quick questions to see whether your current loan still suits your business, with no credit check and no obligation.

Two business owners reviewing their finances together on a laptop

See how your business loan stacks up

If a better deal is out there, we'll talk you through your next steps. If not, you'll know you're already on a good one.

No credit check

What we look at
Only what you tell us — what the loan is for, a little about the business, and how to reach you.
What we compare against
The 95+ lenders on our panel.
What happens next
If we find something better, a broker talks you through it. If we don’t, we tell you that instead.

A health check is not a quote, a comparison rate, or an offer of finance. Eligibility depends on a lender’s own assessment.

A tradesman in a hard hat smiling on a timber-framed building site at sunset

Why Valiant

Just one simple application.

Our streamlined process ensures you get a fast loan approval. With minimal paperwork and quick decision-making, you can secure finance in no time.

Dedicated specialists by your side.

You get a personal specialist who knows which lenders suit your industry and how to structure a deal so it actually works for you.

Your credit score, protected.

Explore with no credit check. See all your options, compare them properly, and choose with confidence.

30,000+ SMEs we've worked with.

Construction, hospitality, manufacturing, healthcare. Whatever your business needs, we know how to get it funded with the right loan.

Our panel

Our lender panel

  • All lenders
  • Equipment
  • Vehicle
  • Working capital
  • Invoice
  • Trade & supply chain
  • Commercial property
  • Construction
Alex Bank
Allied Credit
Angle Finance
ANZ
APositive
Autopay / MoneyMe
Azora
Banjo
BiiGGA
Bizcap
Bank of Queensland
Branded Financial
Business Fuel
Capify
Commonwealth Bank
CFI Finance
Credabl
DLL
Dynamoney
Earlypay
Finance One
Finstro
Firstmac
Grapple Fund
GRENKE
Hermes Capital
Interim Finance
Judo Bank
La Trobe Financial
Latitude Financial
Liberty Financial
Lumi
Metrics
Metro Finance
Money3
MoneyPlace
Moneytech
Morris Finance
Moula
NAB
Now Finance
OnDeck
Pepper Money
Plenti
Prime Capital
Prospa
Qudos Bank
Quest Finance
RedZed
Resimac Asset Finance
ScotPac
Shift Financial
Society One
Suncorp
Thinktank
Titan Capital
TP24
TrailBlazer Finance
TRUCAP
TruePillars
U.S. Bank
Westpac
Wisr

How it works

  1. Step 1

    Get a quote

    Tell us a bit about your business loan needs and immediately receive quotes from 95+ bank and non-bank lenders.

  2. Step 2

    Get approved

    Confirm your quote and we handle your business loan approval, so you can focus on what matters — your business.

  3. Step 3

    Get funded

    Sign your finance documentation and receive funding. It is that simple.

Awarded and sorted

Awards & key milestones

Our milestones are a testament to the amazing people behind Valiant.

Pause the motion

Straight answers

Frequently asked questions

  • 01
    What is a business finance health check?

    It's a few quick questions about your current business loan to see whether you could be eligible for better finance, such as a lower rate, smaller repayments or more flexible terms. It takes about two minutes and doesn't affect your credit score.

  • 02
    Will this affect my credit score?

    No. The health check is based entirely on the information you provide. We don’t run any credit checks at this stage.

  • 03
    What happens after I finish the health check?

    A broker will review your answers. If there's a better deal out there for you, they'll be in touch to talk through your next steps.

  • 04
    What kind of loans can this help with?

    The health check works for most common types of business finance, including working capital loans, equipment finance and unsecured business loans.

  • 05
    Do I have to refinance if I’m eligible?

    Not at all. We’ll simply take you through what’s possible. Whether you move forward is completely up to you.

  • 06
    Who is Valiant?

    Valiant is an Australian business finance platform. We help business owners compare and secure funding from our panel of 95+ lenders, and our brokers stay with you through the process.

Next step

Loans at the speed of business

Get a quick quoteLearn more

Pause motion