Flexible business loans for mining

The key difference is that invoice financing focuses primarily on domestic transactions to address immediate cash flow needs, while trade financing is designed for international or cross-border trade, allowing you to spread your costs over time while still being able to benefit from discounts and lower shipping per unit.

It's about the "why" behind the money. If you're buying a physical asset, equipment finance is usually the cleanest path. If you're struggling with slow-paying clients, invoice finance is your best bet. We'll walk you through the options so you can make an informed call.

It depends on the loan size and type. For lower amounts, there are options like low or no-doc loans, which require minimal paperwork. For larger facilities, you’ll typically need business tax returns, recent BAS, and a clear exit strategy for the loan.

Yes, though lenders generally prefer equipment under 5 years old. Older assets may still be financed but might involve different rates or shorter terms to account for the increased operational risk.

Yes. At Valiant, we work with specialised and alternative lenders who understand the nature of mining sub-contracts and look at your overall industry experience and asset backing instead.

We know that in mining, a week of downtime is a disaster. Depending on the loan type, we can often secure approvals in hours and have funds settled in as little as 24 to 48 hours.