Industry finance
Mining finance
Put the rig to work on site and keep your crew paid while waiting on the mine operator’s payment terms.
Common USEs
Where mining businesses use finance
Heavy equipment & fleet upgrades
Upgrade or expand your fleet of crushers, haul trucks and screening plant. Newer machines tend to break down less, and on a remote site that can save days of lost work.
Operational cash flow
Bridge the gap between extraction costs and offtake payments, and keep day-to-day operations running when revenue timing is uneven.
Exploration & development
Site surveys and drilling programs cost money before anyone knows if the deposit is worth mining. Funding keeps your exploration timeline on track.
ESG & innovation
Battery-electric loaders and solar power for remote camps cost more upfront, but they help you meet emissions targets and investor expectations.
Compare your options
Four ways to fund your mining business
Why Valiant
Just one simple application.
Let us do the heavy lifting, comparing the panel and negotiating. You get all the options side by side and choose the one that’s right for you.
Dedicated specialists by your side.
You get a personal specialist who knows which lenders suit your industry and how to structure a deal so it actually works for you.
Your credit score, protected.
Explore with no credit check. See all your options, compare them properly, and choose with confidence.
30,000+ SMEs we've worked with.
Construction, hospitality, manufacturing, healthcare. Whatever your business needs, we know how to get it funded with the right loan.
Getting started
How to apply for a mining business loan
Step 1
Get a quote
Tell us what your business needs and get quotes from 95+ bank and non-bank lenders.
Step 2
Get approved
Confirm your quote and we'll manage the application with your lender, so you can focus on running your business.
Step 3
Get funded
Sign your finance documentation and receive funding. It is that simple.
Requesting a quote has no impact on your credit score.
Our panel
Bringing you Australia's best business lenders
- All lenders
- Equipment
- Vehicle
- Working capital
- Invoice
- Trade & supply chain
- Commercial property
- Construction
FAQs
How does long-term investment shape mining activity in Perth?
Perth’s mining sector is underpinned by long-term investment cycles, which create consistent demand for contractors and supporting services. That stability supports planning but requires businesses to scale capacity carefully. Business loans in Perth are commonly used for equipment investment and operational scaling.
How fast can I get funded?
We know that in mining, a week of downtime is a disaster. Depending on the loan type, we can often secure approvals in hours and have funds settled in as little as 24 to 48 hours.
Can I get finance if my mining contract is short-term?
Yes. At Valiant, we work with specialised and alternative lenders who understand the nature of mining sub-contracts and look at your overall industry experience and asset backing instead.
Can I get finance for second-hand mining equipment?
Yes, though lenders generally prefer equipment under 5 years old. Older assets may still be financed but might involve different rates or shorter terms to account for the increased operational risk.
What documents do I need to apply for mining finance?
It depends on the loan size and type. For lower amounts, there are options like low or no-doc loans, which require minimal paperwork. For larger facilities, you’ll typically need business tax returns, recent BAS, and a clear exit strategy for the loan.
How do I know which loan is right for my site?
It's about the "why" behind the money. If you're buying a physical asset, equipment finance is usually the cleanest path. If you're struggling with slow-paying clients, invoice finance is your best bet. We'll walk you through the options so you can make an informed call.