Industry finance
Finance for recruitment agencies
Run payroll for your contractors every week, even when clients pay on monthly terms.
Common USEs
Where recruitment agencies use finance
Payroll gaps
Every contractor you place adds to your weekly payroll, so the faster your agency grows, the more cash it takes to keep up.
Hiring ahead
A new recruiter can take months to make their first placement, but their salary starts on day one.
Tech & AI
Add an ATS or AI screening tool so your recruiters spend less time sorting resumes, and can post roles to several job boards at once.
Tax & compliance
Payroll tax, super and BAS are due on fixed dates, so they need covering even in a month when placements are slow.
Office expansion & fit-outs
Fit out interview rooms and a welcoming reception for the candidates and clients who come through the doors.
Compare your options
Four ways to fund your recruitment agency
Why Valiant
Just one simple application.
Let us do the heavy lifting, comparing the panel and negotiating. You get all the options side by side and choose the one that’s right for you.
Dedicated specialists by your side.
You get a personal specialist who knows which lenders suit your industry and how to structure a deal so it actually works for you.
Your credit score, protected.
Explore with no credit check. See all your options, compare them properly, and choose with confidence.
30,000+ SMEs we've worked with.
Construction, hospitality, manufacturing, healthcare. Whatever your business needs, we know how to get it funded with the right loan.
Getting started
How to apply for a recruitment business loan
Step 1
Get a quote
Tell us what your business needs and get quotes from 95+ bank and non-bank lenders.
Step 2
Get approved
Confirm your quote and we'll manage the application with your lender, so you can focus on running your business.
Step 3
Get funded
Sign your finance documentation and receive funding. It is that simple.
Requesting a quote has no impact on your credit score.
Our panel
Bringing you Australia's best business lenders
- All lenders
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- Trade & supply chain
- Commercial property
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FAQs
How can I ensure I’m getting the best finance structure for my agency’s cash flow cycles?
Start by mapping out your real cash flow to understand the timing gap between outflows and inflows. Without those insights in hand, it becomes easier to pin down a loan type that moves with your business – think invoice finance if you're often waiting on large client invoices or an overdraft if unexpected costs seem to pop up often.
Can I speak to a broker if I’m unsure which finance option suits my recruitment agency best?
Yes, that's what Valiant is here for! Our team of experienced brokers will guide you to the solution that best suits your business, so you can achieve your goals without stressing about capital.
Can business finance be used for recruitment SaaS or recurring tech costs?
Absolutely! There are different types of business loans you can use to manage software costs, including lines of credit – perhaps the most popular choice for recurring expenses – and short-term working capital loans, often used for big tech overhauls.
Is there a limit to how many invoices I can finance at the same time?
Generally, there's no cap on the number of invoices you can finance, but rather on the total funding amount. We'll help you find a lender that works with your needs so you're not limited by invoice volume or client timing.
Can funding be used for contractors, temp staff, or just permanent staff salaries?
Yes, you can use a business loan for any of your staffing costs, whether they’re permanent or temp. Flexible solutions like a line of credit or overdraft can be particularly useful for recruiters with several expenses to manage at once.