Payroll gaps
Bridge the gap between paying contractors weekly or fortnightly and waiting 30–90 days for clients to settle their invoices.
Access fast, flexible funding to bridge the gap between placing talent and getting paid, so you can focus on growing your agency and landing your next big contract.
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The recruitment model is famously volatile, often requiring you to pay out before you’ve pulled in.
Unlock up to 90% of outstanding invoices so payroll runs smoothly even when payments are delayed.
Secure a lump sum to invest in new offices, staff, or technology, often without needing to put up assets as collateral.
Keep cash available when timing of revenue is unpredictable, so your agency can respond to opportunities or urgent costs.
Fund essential office and tech upgrades while keeping cash available for payroll and growth initiatives.
Tell us about your business loan needs and immediately receive quotes from over 90+ bank and non-bank lenders.
Confirm your quote and we handle your business loan approval so you can focus on what matters—your business.
Sign your finance documentation and receive funding. It is that simple.
Yes, you can use a business loan for any of your staffing costs, whether they’re permanent or temp. Flexible solutions like a line of credit or overdraft can be particularly useful for recruiters with several expenses to manage at once.
Generally, there's no cap on the number of invoices you can finance, but rather on the total funding amount. We'll help you find a lender that works with your needs so you're not limited by invoice volume or client timing.
Absolutely! There are different types of business loans you can use to manage software costs, including lines of credit – perhaps the most popular choice for recurring expenses – and short-term working capital loans, often used for big tech overhauls.
Yes, that's what Valiant is here for! Our team of experienced brokers will guide you to the solution that best suits your business, so you can achieve your goals without stressing about capital.
Start by mapping out your real cash flow to understand the timing gap between outflows and inflows. Without those insights in hand, it becomes easier to pin down a loan type that moves with your business – think invoice finance if you're often waiting on large client invoices or an overdraft if unexpected costs seem to pop up often.
This will be a short blurb about the Carpenter and his business and how financing helped his needs etc
Our milestones are a testament to the amazing people behind Valiant.


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