Discover the right business loan in Australia. Compare options and get the funding your business actually needs.
Your business does not have to fit a category to be funded. If yours is not listed, it is still worth asking.
Put your best foot forward by preparing strong answers to 9 questions a lender might ask you.
Put your best foot forward by preparing strong answers to 9 questions a lender might ask you.
B2B embedded finance isn’t just a tech upgrade; it’s a strategic lever to boost acquisition, conversion, and retention.
Your existing clients aren’t just customers; they’re a source of potential growth.
Embedded B2B Finance
Every sale, instantly financeable
Captive-as-a-Service for the next era of embedded finance
B2B Finance Infrastructure
Operate on the frontier
Valiant is the financial portal connecting all players in the B2B equipment market.
Resellers
Embed finance in all your sales surfaces.
- Wherever the deal is happening — quoting, a Teams thread, emails, your own website checkout.
- One integration, a whole panel of market-leading funders.
- Your AI agent workforce — quoting, applying, funding deals for your customers.
Horizon IT quote just came back — 20 laptops, 40 access points, switching and storage. $110,070.40 all up.
Customer wants a 36-month FMV lease — can we?
Hi Finance agent — can you send this through with monthly options?
Thanks, Priya
Hi Priya — all of it can be financed. $3,144.71 / month on a 36-month FMV lease, or $3,495.09 / month on a $1 buyout. Want me to email these options to the customer?
Manufacturers
Captive finance as a service.
- Your brand, terms, and program. Full support for subsidy, promotions, residual value, end-of-term upgrades.
- One platform, every geography and channel. A consistent experience for all your distribution channels.
- End-to-end control. BYO funding or use our pre-integrated funding partners.
Meridian Logistics Inc.
7 Fitzgerald Road
Bolingbrook, IL 60440
Meridian Distribution Center 2
88 Boundary Road
Joliet, IL 60431
- DescriptionMPNCategoryQtyAmountSubsidy
- Laptop 14" · i7 / 32GB24$58,800Subsidised
- Docking station, dual 4K24$5,040Subsidised
- Switch, 48-port PoE+4$15,600Subsidised
- Wireless AP, Wi-Fi 6E12$7,680Subsidised
- Endpoint security, 3 yr24$4,440Subsidised
- Device management, 3 yr24$2,304Not subsidised
- Deployment & config1$6,200Not subsidised
Payment due 30 days from issue. Title remains with Horizon IT Solutions until paid in full. Prices in USD. Sales tax applied where applicable.
Your Brand
Finance proposal
1.99%per annum
Promotional rate.
- Financed
- $110,070.40
- Term
- 36 months
- Monthly
- $3,152.22
Funding partners
Access customers where they are buying.
- Embedded where businesses already operate. Deploy your funding through leading OEM and reseller programs seamlessly.
- Deals arrive decision-ready. Completed, screened and deposited in your LOS.
- Avoid costly build. Our systems meet yours where they are — no rebuild.
Unified solutions
Our product suite
We have a range of products available.
Our Captive-as-a-Service portal for OEMs, embedding finance everywhere your product sells
Explore PortalInstant financing for resellers and dealers. Access market leading funders with no cost or integration
Explore GatewayFully configurable embedded finance. Control your funding panel, add origination fees and manage business rules and journeys
Explore Premium GatewayModular tools for funding partners to enable fast, accurate origination and servicing - coming soon
The whole lifecycle
How it works
See how we turn a hardware or service quote into an approved monthly repayment option in minutes
Any quote, priced in seconds.
Our Extraction Agent reads the vendor quote — PDF, Excel or email — and Quoting Agents price it in sections
A finance application that fills itself in.
The application pre-populates from enriched business data, adapts to the product and the deal, and only asks what is actually needed.
Risk, fraud and compliance — handled at the top of the funnel.
One screening layer qualifies the deal, scores risk and fraud, and verifies the business. When a deal is flagged, actionable feedback is provided.
One applications accesses the full panel.
Deals are matched and routed to the right funding partner — by direct API or automated non-API channel — with load balancing and decline cascade capabilities.
Beyond the deal — refresh, renew, re-finance.
End of term, asset returns, buyouts and buybacks run as workflows rather than as emails. The platform spots the next finance need and opens the next deal.
- Secretary of State confirmed
- Trading name match
- EIN match
- Registered agent on file
- In good standing
- DNS resolves
- Mail (MX) configured
- Site live over HTTPS
- Registrant matches customer
- No lookalike domains found
Screening Before any funder sees it
- Business registration
- Directors & officeholders
- Beneficial ownership
- Tax ID verification
- Digital footprint
- Domain age & DNS
- Email deliverability
- Phone verification
- Industry classification
- Sanctions & watchlist
- PEP screening
- Adverse media
- KYB — entity match
- IDV — biometric
- Asset class eligibility
- Deal coherence — KYD
Screening agentDeclined
Deal coherence failed. The delivery site is 1,180 miles from the applicant’s only registered trading address, and the asset profile does not match the stated industry code.
Returned to the reseller with the failed check named and the two documents that would clear it. No funder saw this deal.
Asset register REF 4417 · end of term
- Buyout — 20 units retained
- $18,420.00
- Deferred
- 2 units · 12 months
- Collection booked for the 8 returned units — labels and a packing list issued to the site contact.
- Buyout invoice raised for 20 units; title transfers on settlement.
- Storage array deferred 12 months on the existing structure; the next election opens March 2030.
- Refresh quote opened for the 8 returned units — back to step 01.
Embedded enquiry
Every sale, instantly financeable
One portal to the market’s leading funders.
Get in touch