Connecting businesses with flexible embedded finance solutions

At Valiant, we believe the future of B2B isn’t just faster. It’s smarter, more connected, and seamlessly embedded. We’re here to power that shift—so clunky, outdated finance doesn't stand in the way of your business growth.
Valiant's Embedded Finance Interface Illustration
Group of people having a conversation

Who are we?

Founded in Australia in 2015 by Alex Molloy and Ritchie Cotton, Valiant is an award-winning online platform offering SMEs a streamlined solution to accessing finance and powering embedded finance experiences for growing, forward-thinking businesses.

We work globally with over 90 leading lenders to deliver smarter access to funding within the tools companies already use, and have connected business to over $2.5bn in finance through our platform.

After partnering with iconic brands including QANTAS, MYOB and Australia Post, and closing multiple funding rounds, we’re focused on the future of business finance—and how we can make it more seamless and accessible for all.
20
k
Businesses helped
2.5
bn
Loands Funded
90
+
Lenders
10
+
Years of experience

At the forefront of embedded finance

Embedded finance first gained traction in the consumer world, where shoppers embraced seamless access to 'buy now, pay later' options at checkout.

Today, B2B buyers expect the same frictionless experience, but with higher value, more complex purchases. And the reality is, traditional financing models haven’t kept up, creating bottlenecks that slow down sales and drain valuable funds.

Enter, Valiant’s breakthrough embedded finance model—designed to address this gap by bringing funding directly into the natural flow of B2B transactions.

We know complex financing requires an ecosystem, not a monolith. That's why we connect high-value merchants, specialised lenders, and business customers, all underpinned by real-time decisioning and AI-powered risk assessment. The result? Faster approvals, smarter matching, and a significantly better experience for everyone involved.
Valiant Embedded Finance Illustration
Modular delivery
AI-POWERED PROCESSES
REAL-TIME LENDER ACCESS
Modular delivery
"By bringing finance to the point of need for complex business purchases, we're not just creating more efficient transactions—we're fundamentally changing how businesses access the tools they need to grow, while positioning Australia as a global leader in next-generation financial technology."
Ritchie Cotton, Co-founder and CEO

Ready to level up your business with embedded finance?
Get in touch today.

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