Industry finance
Livestock financing
Fund your next saleyard purchase or vet bills while your stock grows to sale weight.
Common USEs
Where livestock producers use finance
Purchasing new livestock
Expand your herd or restock after a dry spell, and keep cash on hand for the running costs that come with more stock.
Upgrading or expanding facilities
Big upgrades like new fencing or water infrastructure need capital upfront. Funding lets you build them without dipping into the money that runs the farm.
Feed, nutrition & vet care
Buy bulk feed and supplements ahead of a dry season, and keep routine vaccinations and drenching on schedule.
Equipment & machinery
Replace a worn cattle crush or upgrade your feeders before they slow down the day’s work.
Breeding programs
Quality sires and stud genetics cost more upfront, and the better progeny they produce take a few seasons to show up in your sale prices.
Everyday expenses
Freight, NLIS tags and insurance keep coming between sales cycles. Funding helps smooth out the gaps in your income.
Compare your options
Six ways to fund your livestock business
Why Valiant
Just one simple application.
Let us do the heavy lifting, comparing the panel and negotiating. You get all the options side by side and choose the one that’s right for you.
Dedicated specialists by your side.
You get a personal specialist who knows which lenders suit your industry and how to structure a deal so it actually works for you.
Your credit score, protected.
Explore with no credit check. See all your options, compare them properly, and choose with confidence.
30,000+ SMEs we've worked with.
Construction, hospitality, manufacturing, healthcare. Whatever your business needs, we know how to get it funded with the right loan.
Getting started
How to apply for a livestock loan
Step 1
Get a quote
Tell us what your business needs and get quotes from 95+ bank and non-bank lenders.
Step 2
Get approved
Confirm your quote and we'll manage the application with your lender, so you can focus on running your business.
Step 3
Get funded
Sign your finance documentation and receive funding. It is that simple.
Requesting a quote has no impact on your credit score.
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FAQs
Are there loans specifically for drought-affected livestock businesses?
Drought can put real pressure on cash flow and herd health. Depending on your situation, there may be hardship, emergency, or concessional funding options available to help cover urgent costs like feed and water.
Do seasonal fluctuations in cattle prices affect my loan eligibility?
Livestock markets move, and lenders know that. Seasonal swings are typically factored into the assessment, especially for established operators. Plus, certain agricultural loans are specifically designed to help manage market ups and downs.
How long does it take to get approved for livestock finance?
Timelines depend on the lender and loan type. At Valiant, you can receive funding in as little as 24 hours, so your herd purchase, feed order, or urgent upgrade doesn’t have to wait.
Are there grants I can combine with a loan?
Often, yes. Certain agricultural grants and subsidies can be used alongside a business loan to maximise investment in your herd, equipment, or facilities. It’s worth exploring what’s available in your state or industry.
What’s the typical repayment period for livestock loans?
It depends on the type of loan. Short-term facilities might run for 6–12 months, while equipment or secured finance can stretch out to 5–7 years. The key is structuring repayments around your seasonal cash flow, not against it.
Do I need to provide livestock as security for a loan?
Not always. Some loans require security like livestock, equipment, or property, while others don’t. It mainly depends on the loan amount and structure. We’ll help you compare your options and choose what makes sense for your business.
Can I get finance if my herd is seasonal?
Yes. Lenders (particularly alternative ones) understand the seasonal nature of livestock farming. With the right loan, you can smooth out cash flow during quieter periods instead of feeling squeezed by them.
What types of livestock businesses can get a loan?
Livestock finance is available to a range of operations, from cattle and sheep farms to pig, goat, and mixed livestock businesses. Whether you’re running a family operation or scaling a larger enterprise, there are funding options designed to support how you operate.