Discover the right business loan in Australia. Compare options and get the funding your business actually needs.
Your business does not have to fit a category to be funded. If yours is not listed, it is still worth asking.
Put your best foot forward by preparing strong answers to 9 questions a lender might ask you.
Put your best foot forward by preparing strong answers to 9 questions a lender might ask you.
B2B embedded finance isn’t just a tech upgrade; it’s a strategic lever to boost acquisition, conversion, and retention.
Your existing clients aren’t just customers; they’re a source of potential growth.
Calculators
Truck loan calculator
Find out what a tipper, refrigerated truck or prime mover could cost each month before you buy.
Work out your potential truck loan repayments
Enter your loan amount, interest rate, term and repayment frequency to see what a truck could cost you. Adding a balloon payment shows how much it lowers your regular repayments. It's a quick way to plan your budget before you compare your options.
Waiting
- Monthly repayment
- —
- Total interest
- —
- Total principal
- —
- Total repayments
- —
This is an estimate for planning, based only on the numbers you entered. It is not a quote, a comparison rate, or an offer of finance.
Why Valiant
Just one simple application.
Let us do the heavy lifting, comparing the panel and negotiating. You get all the options side by side and choose the one that’s right for you.
Dedicated specialists by your side.
You get a personal specialist who knows which lenders suit your industry and how to structure a deal so it actually works for you.
Your credit score, protected.
Explore with no credit check. See all your options, compare them properly, and choose with confidence.
30,000+ SMEs we've worked with.
Construction, hospitality, manufacturing, healthcare. Whatever your business needs, we know how to get it funded with the right loan.
Our panel
Our lender panel
- All lenders
- Equipment
- Vehicle
- Working capital
- Invoice
- Trade & supply chain
- Commercial property
- Construction
Awarded and sorted
Awards & key milestones
Our milestones are a testament to the amazing people behind Valiant.
Straight answers
FAQs
- 01How does the truck loan calculator work?
Enter your loan amount, interest rate, loan term, repayment frequency and any balloon payment, and the calculator estimates your repayments. Change the numbers to see how different options affect what you'd pay.
- 02Why use a truck loan calculator?
It shows what your repayments could look like before you apply, so you can check what fits your budget and compare truck loan options for your business.
- 03What interest rate should I enter?
If you don't have a quote yet, vehicle finance rates typically start from 6.99% p.a. Your actual rate depends on your credit profile, your business financials and the lender, so a quote will give you a more accurate figure.
- 04What loan term should I choose?
Truck loans typically run from 1 to 7 years. A longer term lowers your regular repayments, while a shorter term means you pay less interest overall. It's also worth matching the term to how long you plan to use the truck.
- 05What is a balloon payment?
A balloon payment is a lump sum due at the end of your loan term. It lowers your regular repayments, but it increases the total interest you pay over the life of the loan. Enter it as a dollar amount or a percentage of the loan to see the difference.
- 06Does using the calculator affect my credit score?
No. The calculator only uses the numbers you enter, and requesting a quote doesn't affect your credit score either.