A line of credit is a flexible way to borrow money for your business. It gives you access to funds up to a set limit, and you only pay interest on what you use. Think of it as a financial safety net—you can draw from it whenever you need to. You can use it to manage cash flow, handle unexpected expenses, or jump on new opportunities. Plus, as you make repayments (either automatically or manually), your available balance goes back up, so you can keep using it when needed. Lines of credit can be secured (using property as security) or unsecured and vary in how they charge fees—some might only charge interest on what you use, while others could add setup fees. If you’re looking for a simple way to smooth out cash flow or boost growth, a line of credit could be just what your business needs!