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Sole Trader Financing

Finance for Sole Trader Businesses

Few things are more fulfilling than being your own boss, but launching a business solo isn’t always a breeze. Be it cash flow, development and training, or inventory management, we help make sure you have the resources to scale your business effectively.

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Common Financing Needs for Sole Traders

Whether you're just starting out or expanding into new markets, the right loan can help you access the capital to drive your business forward.

Professional Development

Grow your skill set (and your business) with the capital you need for courses and certifications.

New Equipment

Time for an upgrade? Financing helps you buy (or lease) whatever tools you need to work efficiently—without the hefty upfront cost.

Inventory Management

Own a product-based business? Obtain capital to stock up on inventory, especially ahead of peak seasons.

Subcontractor Payments

If you rely on an extra pair of hands to handle busier periods, keep them happy with timely payments.

Vehicle Financing

Whether it’s for deliveries or business travel, a loan can help you purchase a car while spreading the cost out over time.

Expansion

Adding new products to your collection or hiring additional staff? Financing helps fuel your growth.

Marketing

Get your name out there—through billboards, TV campaigns, online ads, or all of the above—with the funding to back it up.

Finance Solutions Built for Sole Traders

Business Line of Credit

Access funds as needed to manage cash flow gaps and cover day-to-day operational expenses.

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Invoice Finance

Get cash upfront for your receivables rather than having to wait for customer payments.

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Equipment Finance

Secure capital to purchase essential equipment for your business, whatever products or services you offer.

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Business Car Loan

Obtain funding to buy a vehicle for your business, and own it from day one without having to spend thousands of dollars at once.

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Requesting a quote has no impact on your Credit Score.
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We Get The Best Deals From...

Dynamoney
Scottish Pacific
Pepper Money
Earlypay
ANZ
Finance One
Westpac
Finstro
Banjo
Moneytech
Metro Finance
Firstmac
La Trobe Financial
Autopay
Liberty Financial
Prospa
NAB
Latitude Financial
Shift Financial
Azora
Moula
OnDeck
Angle
Lumi
Morris Finance
Business Fuel
OnDeck
Moula
Scottish Pacific
Business Fuel
Azora
NAB
Earlypay
Moneytech
Banjo
Autopay
Liberty Financial
Morris Finance
Pepper Money
ANZ
Angle
Dynamoney
Shift Financial
La Trobe Financial
Finance One
Lumi
Latitude Financial
Metro Finance
Westpac
Firstmac
Finstro
Prospa

How To Apply For A Sole Trader Business Loan

STEP 1: Get a quote

Tell us about your business loan needs and immediately receive quotes from over 90+ bank and non-bank lenders.

STEP 2: Get approved

Confirm your quote and we handle your business loan approval so you can focus on what matters—your business.

STEP 3: Get funded

Sign your finance documentation and receive funding. It is that simple.

Get a Quote
Requesting a quote has no impact on your credit score.

Why Choose Valiant

ONE APPLICATION TO 90+ LENDERS

We simplify business finance by handling the hard work. Complete a quick form or speak with a specialist, and we’ll match you with the right solution from 90+ lenders—often within 24 hours.

PERSONALISED SUPPORT

Our expert brokers cover all areas of commercial finance. From your first quote to settlement and beyond, you’ll have a dedicated broker by your side—ready to support your funding needs now and in the future.

BUILT FOR AUSTRALIAN SMEs

Since 2015, we’ve helped over 20,000 Australian SMEs across every industry access $2.5+ billion in funding—supporting them through challenges and unlocking new opportunities.
Discover the Valiant difference

FAQ's

Are business overdrafts a good idea for sole traders?
Can I use a personal loan as a sole trader?
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Hear From Our Clients

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