The state of SME lending: 2025

With billions being spent by Australian consumers each year, the holiday season presents a huge opportunity for businesses, and preparation is everything. That’s exactly why we created this guide, packed with practical tips to help you profit from Black Friday, Christmas, and the end-of-year shopping boom.

A practical guide for partners to identify client funding needs, recommend the right solutions, and streamline the approval process.

Whether you’re chasing grants, weighing up loans, or exploring other incentives, the right support can open doors for your business. But we know jargon and red tape can make it hard to know where to start—and sorting through the fine print takes time you don’t really have. That’s why we put this guide together—to break it all down step-by-step and give you the info that actually matters.