Dental practice finance

Do I need to own a dental practice to apply for funding?


Not always. Some lenders will finance dentists who are buying into a practice or starting a new clinic, while others require an established trading history. We’ll help match you with lenders suited to your situation.

Can new or recently established dental practices get funding?

Yes. While some lenders prefer established businesses, others offer solutions for newer practices, especially when funding equipment, fit-outs or acquisitions.

What documents do I need to apply for a dental practice loan?

Every lender's a bit different, but you'll usually need your bank statements, IDs, and a breakdown of how you'll use the funds. For acquisitions, lenders may also review the practice’s financial performance.

How long does approval usually take?

Some funding solutions can be approved within a few business days, while larger loans, such as practice acquisitions or major renovations, may take longer depending on the lender and complexity of the deal.

Can I repay my dentist business loan early?

Many lenders allow early repayments, though terms vary. Some loans may have early repayment fees, while others offer more flexible repayment structures.

Why apply through Valiant instead of going directly to a lender?

Valiant connects you with a wide panel of lenders and helps compare options tailored to your practice’s needs. Think of us as your shortcut. Instead of pitching your practice to every lender one-by-one, we'll find the ones that actually fit your goals.

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