New equipment
Time for an upgrade? Heavy machinery is expensive—but financing helps you buy (or lease) it without the hefty upfront cost.
Finance for construction businesses
Running a construction business comes with challenges. Whether it’s cash flow, equipment upgrades or subcontractor payments, we help make sure you have the resources to stay on track.
Requesting a quote has no impact on your Credit Score.
Common financing needs for construction businesses
Whether you're just starting out or expanding, the right loan can help you access the capital to drive your business forward.
Everyday operations
Cover labour costs, materials, utilities and insurance premiums, and keep operations running smoothly—even through slower seasons or unexpected construction delays.
Project financing
Kickstart complex projects with the capital you need for design, materials, permits, and any other upfront expenses.
Subcontractor payments
If you rely on a subcontractor for specialised work, keep them happy with timely payments.
Expansion
Got your eye on a new office space or additional land? Financing helps fuel your growth.
Marketing
Get your name out there—through billboards, radio campaigns, online ads, or all of the above—with the funding to back it up.
Finance solutions built for small businesses
Equipment finance
Secure capital to purchase essential equipment for your business, from cranes and excavators to trucks, trailers, and more.
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Lease agreement
Pay a set amount over a lease term and get access to machinery without having to buy it outright.
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Business line of credit
Access funds as needed to manage cash flow fluctuations and cover day-to-day operational costs.
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Invoice finance
Get cash upfront for your receivables rather than having to wait for client or contractor payments.
Learn More
Requesting a quote has no impact on your Credit Score.
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How to apply for construction financing
STEP 1: GET A QUOTE
Tell us about your business loan needs and immediately receive quotes from over 90+ bank and non-bank lenders.
STEP 2: GET APPROVED
Confirm your quote and we handle your business loan approval so you can focus on what matters—your business.
STEP 3: GET FUNDED
Sign your finance documentation and receive funding. It is that simple.
Get a quote
Requesting a quote has no impact on your credit score.
Why choose Valiant
ONE APPLICATION TO 90+ LENDERS
We simplify business finance by handling the hard work. Complete a quick form or speak with a specialist, and we’ll match you with the right solution from 90+ lenders—often within 24 hours.
PERSONALISED SUPPORT
Our expert brokers cover all areas of commercial finance. From your first quote to settlement and beyond, you’ll have a dedicated broker by your side—ready to support your funding needs now and in the future.
BUILT FOR AUSTRALIAN SMEs
Since 2015, we’ve helped over 30,000 Australian SMEs across every industry access $3 billion in funding—supporting them through challenges and unlocking new opportunities.
FAQ's
What kind of projects can a construction loan help with?
A construction business loan can help fund projects like the building of new residential, commercial or industrial structures, as well as renovation or remodeling of existing buildings.
How can I apply for a construction business loan?
If you're considering construction financing, we can help. Fill out our quick form, and our lending experts will then get in contact to confirm your details and find the right funding solution for your needs.
What documents are required for construction finance?
Different lenders require different documentation, but at the very least, you can expect to provide business registration details, financial, tax and cash flow statements, and balance sheets.
What is the typical construction loan approval timeline?
With Valiant, you can get construction business financing in as little as 24 hours.
Can I get a construction business loan with bad credit?
It’s not impossible, but lenders do prefer borrowers with a history of successfully repaid loans, so it’s important that you pay debts on time and manage your credit usage. If you have a poor credit score, check if any information on your record needs correcting or could be fixed. If you have current debts, try to drive those down before you apply for construction lending.
Hear from our clients
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Awards & key milestones
Our milestones are a testament to the amazing people behind Valiant.
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