Retail financing

Investing in retail franchising is a great way of owning a business without having to start from scratch. If you need financial support, you can always apply for franchise funding. Need help getting started? Request a quote and chat with one of our lending experts.

If you receive most of your turnover through EFTPOS terminals, you may benefit from a merchant cash advance. This is a type of business finance where repayments come from your future credit card sales rather than directly from your pocket.

If you've been looking into business loans for retailers, we can help. Fill out our quick form, and our lending experts will then get in contact to confirm your details and find the right finance solution for your needs.

Different lenders require different documentation, but at the very least, you can expect to provide business registration details, financial, tax and cash flow statements, and balance sheets.

With Valiant, you can get funding in as little as 24 hours.

It’s possible to get retail business finance with bad credit. Improve your chances by managing debt, correcting credit errors, and ensuring timely repayments.It’s not impossible, but lenders do prefer borrowers with a history of successfully repaid loans, so it’s important that you pay debts on time and manage your credit usage. If you have a poor credit score, check if any information on your record needs correcting or could be fixed. If you have current debts, try to drive those down before you apply for a loan.

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