HOME
FAQ
Business Finance

Business Finance

General FAQs about business funding and financial solutions.
What types of business loans are available?

Valiant works with over 90+ bank and non-bank lenders. Since we don't exclusively represent a single lender, we're able to offer a wider range of loan products from our partners and find our customers a tailored solution and competitive rate. We currently offer:

  • Invoice finance – Leverage unpaid invoices by passing debt onto your lender.
  • Business line of credit – A line of credit is an amount of money your business can withdraw at any time, similar in some ways to an overdraft, but it is not attached to a bank account.
  • Equipment finance – Allows a business to purchase equipment or vehicles to increase output, produce better products, increase its bottom line, or propel it ahead of the curve.
  • Unsecured business loans – Loans—usually short-term—that do not require any collateral or security.
  • Secured term loans – Loans that require an asset on the part of the lender as a guarantee.
  • Lease agreement – An asset lease agreement that lets your business use equipment, vehicles, or machinery without buying it upfront.
  • Business car loan – A way to purchase a vehicle for your business while spreading the cost out over time.
  • Trade finance - A loan that helps businesses cover the upfront cost of goods, repaid over 2–9 months with either a flat fee or interest.
Who is Valiant Finance?

Valiant Finance is Australia’s trusted business loan marketplace, helping over 20,000 businesses secure the funding they need. We’ve secured $2.5 billion in funding and have over 3,000 5-star reviews from satisfied customers.

How do I compare loan terms?

When doing a business loan comparison, it's important to analyse each option's term, meaning how long you have to repay the loan. With shorter loan terms, you typically have higher monthly repayments but lower interest. Longer terms, on the other hand, have lower payments but more interest over time.

What documents do I need to apply for Business Finance

Typically, you'll need the following documents:

  • Proof of identity (driver’s license, passport)
  • ABN details
  • Recent bank statements (6-12 months)
  • Tax returns or financial statements

Some lenders may require additional documentation, depending on the loan amount and type.

Is it hard to get business finance?

When applying for business finance with Valiant Finance, you'll experience a quick online application process that can be completed in minutes. Our advanced credit assessment technology compares options from 90+ lenders, allowing potential approval within a day. If you prefer to speak with a business lending expert, our team is available from Monday to Friday, 9am to 5pm (AEST) at 1300 336 027.