Embedded finance, built for OEMs

From quote to close—Valiant's AI-powered finance layer unifies dealer networks and accelerates transactions.

Talk to sales

Valiant Finance OEM process Illustration

Why We Built Modular Embedded Finance for B2B

EMBEDDED FINANCE OPTIONS ON EVERY QUOTE

Quotes your customers can act on—immediately.

AGENTIC AI UNDERWRITING

Let AI handle the hard part with fast, accurate decisions.

Valiant Finance Dealer and Reseller Portal

DEALER AND RESELLER PORTALS

Everything your network needs in one platform.

Valiant Finance Analytics Dashboard Illustration

ANALYTICS DASHBOARDS

Track, report, and optimize. Real-time insights without the guesswork.

Your embedded finance experience

Seamlessly integrate finance into your OEM sales journey with Valiant’s Portal, and equip dealers, distributors, and sales reps with fast, flexible finance options. Fully integrated, brand-aligned, and ready to roll out across your channels.

Talk to sales

Illustration of Valiant Embedded Finance

Select and Scale: Finance Infrastructure That Fits You

Capture

Trigger finance when intent is high.
Capture opportunities wherever they appear: a quote request, in store, or partner platform. Launch an instant application, generate a quote, or flag for your team to follow up.
Available via APIs, PDFs or live escalations, we fit your sales motion.

Enrich

Build a more complete customer picture.
What buyers leave out can be just as important as what they put in. Enrich partial applications with verified data from 40+ sources to validate inputs, reduce errors, and complete profiles automatically, all with full audit traceability.

Score

Built-in fraud and risk defence.
Protect your finance program from hidden risk. Run real-time fraud checks, credit assessments, and risk factor scoring at every stage of the funnel.

Screen

Connect buyers to the right finance.
Screen out mismatches and surface the best-fit finance product based on over 150 attributes. Tailor the UX for every outcome, with real-time logic for both successful and unsuccessful journeys.

Quote

Dynamic quotes in real time.
Quickly generate quotes that reflect the complexity of commercial deals, delivered in context.
Quote can handle line-by-line pricing, residual values, subsidies, deferrals, and custom terms.

Submit

Smart Finance Routing.
Avoid duplicate effort and disconnected workflows.
Automatically send applications to the right lender or team, with support for custom routing rules, cascades, and all submission formats: from secure APIs to good old emails.

Typical Implementation

STEP 1

Implement Capture

Create finance-first quoting experiences inside your channel or dealer network. Start shifting behavior by embedding finance options directly into quoting workflows.
Pros: Boosts quote-to-order conversions, lifts finance attachment rates, and changes channel behavior without disrupting sales.

STEP 2

Add Enrich and Screen

Equip your dealers and inside sales teams with ready-to-fund, pre-qualified applications. Use AI to filter out noise, identify risk, and enrich applications without any extra effort.
Pros: Reduces abandoned apps, improves submission quality to lenders, and lowers friction on the dealer's end.

STEP 3

Add Submit

Push clean, enriched applications straight to lenders or captives—without leaving your environment. Give your team (and your dealers) a seamless, embedded experience that drives bookings.
Pros: Increases booked revenue, decreases cycle time, improves dealer satisfaction, and keeps existing finance workflows intact.

Build vs. Buy

Still thinking about building in-house?

Here’s why merchants and OEMs choose Valiant:

DIY business loans

Time to market

Months

1+ years

Upfront cost

Low (subscription + support)

High (internal dev)

Lender access

One single application

Multiple applications and follow-ups with different lenders

Scalability

Modular

Bespoke